Advisory built for how money actually moves
XG Advisory helps payment service providers, exchanges, and fintechs across Southeast Asia, Latin America, and Africa design corridors that are compliant, capital-efficient, and built to scale — grounded in how money actually moves, not just how it looks on paper.
Talk to usPayment rails for fiat and stablecoin, built for emerging markets.
Emerging-market payments, proven at scale
Built and run by operators who have stood up these rails before — not advisors learning on your dime.
Full-stack delivery
OTC, wallets, vIBAN, and card issuing — delivered end to end, not just advised on.
Six verticals served
Emerging-market focus
130+ currencies across Southeast Asia, Africa, and Latin America — e.g. Vietnam, Indonesia, Nigeria, Kenya, Brazil, Argentina.
Examples only — ask us about a corridor not listed here.
One partner for emerging-market payments
Local-rail coverage across three regions, one relationship.
Coverage across the region's fastest-growing fiat and stablecoin corridors.
Our deepest network — local rails and banking partners across the continent.
Emerging corridors with fast-growing mobile-money and bank-rail adoption.
Payments, in motion
A few of the flows we build and run day to day. Hover to see them work.
Cross-border settlement
Fiat in, stablecoin rails, fiat out — settled in one flow.
Hover to playQR checkout
Scan-to-pay across regional QR rails, settled instantly.
Hover to playStablecoin on/off-ramp
Fiat and stablecoin, interchangeable at the point of settlement.
Hover to playGoing direct vs. going with XG
More markets alone means more integrations, licenses, and routing decisions. XG compresses that into one relationship.
Going direct
With XG
Four ways we help you move money
Scoped to where you are — structuring, a licensing bottleneck, or a corridor ready to scale.
Payment Infrastructure & Cross-Border Settlement
Architecture, vendor selection, and corridor structuring for payment rails and settlement across emerging markets.
Licensing & Regulatory Guidance
Navigating licensing pathways for payment service providers, including partner-license and license-borrowed structures.
Digital Asset & Stablecoin Rails
On/off-ramp design, custody models, and KYC chains for stablecoin settlement across major corridors.
QR & Real-Time Retail Payments
Integration and advisory for regional QR rails — VietQR, PromptPay, QRIS — for merchant acceptance and cross-border interoperability.
Three stages, in order
Discovery
We map your flows, licenses, and counterparties to find the friction.
Structuring
We design the corridor, entity, and licensing structure, trade-offs made explicit.
Implementation
We help you stand it up — vendor selection, documentation, and the runbook to go live.
API access — in development
Programmatic access to corridor status, indicative rates, and settlement data. Planned
Email us with subject "API access" to get notified when it opens.
Request early access"status": "planned",
"rails": ["fiat", "stablecoin"],
"corridors": ["VND-USDT", "BRL-USDT"],
"docs": "coming soon"
}
Let's talk about your rails
Structuring a new corridor or untangling an existing one — start with a short email.